It’s everyone’s favorite time of year again! Open Season for 2027 began Nov. 9, and continues through Monday, Dec. 14, 2026. This is the easiest time to change your Heath Coverage Plan!
There are a lot of options out there, and it can be daunting. Here are some basic steps to get you where you need to be:
Head to Login.gov and create an account if you don’t already have one.
On the top left click the OPEN SEASON button, then UPDATE ELECTION
Here you can add or remove any Relationships for the plan year.
Next you can either answer some questions to find the best plan for you, or skip straight to the plans and make comparisons yourself.
Be thinking about not only the cost of your plan, but what you’ll actually need and what the plan has to offer outside of just doctors visits and prescriptions.
Please check out the NALC Health Benefit Plan (HBP).
It’s the only union-owned, union-operated health plan made for letter carriers, run by letter carriers.
AN IMPORTANT CHANGE:
Both Cox and Mercy systems ARE NOW covered by the NALC Health Benefit Plan!
More than just health coverage, the NALC HBP offers a boat load of low or no-cost additional support, including:
If you’re an NALC HBP member, 18 or older and have completed an eligible service, program, or screening, you’ll receive a prepaid debit card to spend your wellness rewards.
For more information about 2027 benefits, rates, Open Season enrollment and more, visit nalchbp.org or call the HBP at 888-636-NALC (6252), Monday through Friday from 8 a.m. to 6 p.m. ET.
